Ãå±±½ûµØ

Student Health & Counseling

Student Health Insurance

This photo is decorative. A group of students talking outside a building.

Student Health Insurance Plan

This photo is decorative. A group of students talking at a table with forms and notebooks.

Eligibility

All students taking five or more credit hours per term at PSU are eligible for the PSU Student Health Insurance Plan. All students are required to have health insurance that meets PSU Insurance Plan Criteria. Students who drop below five credits in the first two weeks of the term will no longer be eligible for insurance that term.

Computer with someone typing; how the plan works.

Automatic Enrollment

If you are covered by the PSU Student Health Insurance Plan, you will be enrolled automatically and charged $1256 (per term)*. See Summer Only below. You will be charged this rate on your PSU student account each term, as long as you are taking five or more credit hours AND do not submit the health insurance waiver application.

Student writing on paper sitting next to computer.

Insurance Highlight Sheet

The PSU Student Health Insurance Plan is operated through PacificSource which offers premium benefits for students and more! Learn about the plan highlights.

Smiling student outside of a classroom.

Students with Insurance

PSU requires any student taking 5 or more credits per term to maintain comprehensive medical insurance coverage. If a student has their own health insurance, including the OHP, they can submit an application to waive the PSU Student Health Insurance Plan for the current academic year. Waivers must be done every academic year.

Students sitting at a table outside.

Students without Insurance

All students taking 5+ credits per term are required to have comprehensive medical insurance coverage. If you do not have health insurance or your health insurance does not meet the criteria for the waiver application, you will automatically be enrolled in the PSU Student Health Insurance Plan and charged $1256 to your student acct.

Students sitting in PSU classoom.

International Students

Access the International Student Health Insurance Highlight Sheet, learn about special waiver criteria and more!

Summer Only Waiver Status: ÌýOpen May 8, 2024 - July 7th, 2024 11:59 pm

This is for Summer students who did not do a waiver in Fall/Winter/Spring of the 2023-24 academic year. Ìý

  • Summer Only 2024:Ìý You may do an as long as you have adequate health insurance in place at the beginning of Ìý Ìý Summer term. ÌýThe waiver is for Ìý Ìý domestic students taking 5 or more Summer credits (1 or more if an International student). ÌýIf you Ìýalready have an approved waiver on file from Fall 2023 or Winter 2024, or Ìý Ìý Spring 2024, you do NOT need to do a new waiver until next Fall of 2024. ÌýThe Summer waiver deadline is July 7th, 2024.Ìý ÌýÌý
    • Please note: If you just registered for 5 or more Summer credits (1 if you are an international student), you must wait 1 business day for the waiver database to be updated in order to access the waiver.
  • Fall 2024 Waiver Information: ÌýStudents are required do one waiver per academic year if they have their own private insurance including OHP. ÌýAll students who attend PSU in Fall 2024, will need to do one new waiver for the 2024-25 academic year. ÌýMessaging and Fall waiver link will go live on August 5th 2024.

Struggling Understanding Health Insurance? ÌýYou are not alone!

Visit the for quick and easy answers to your insurance questions.Ìý

PacificSource Student Health Insurance Important Links

  • Ìý
  • Ìý

Domestic Student Health Insurance Requirement & Eligibility

Insurance RequirementÌý

PSU requires that all domestic students enrolled in five credits* or more per term maintain comprehensive health insurance to ensure that students stay healthy and in the classroom. The Student Health Insurance Plan is major medical health insurance providing preventative, routine, and specialized health benefits. Those who have comparable outside health insurance can apply to waive the Student Health Insurance Plan.

*in-load non-Restricted Differential Tuition creditsÌý

Non-eligible/Restricted Differential Tuition Credits

Some credits, such as those earned during study abroad, the School of Public Health with OHSU, and some continuing education credits are considered Restricted Differential Tuition credits, meaning they do not count toward the 5 credit hours triggering the Student Health Insurance Plan requirement, or count towards eligibility to use SHAC.

Insurance Plan Eligibility

Students registered in five or more credits in a given term are eligible for the PSU Student Health Insurance Plan.

Students who drop below five credits by the end of the second week of the term, will no longer be eligible for the PSU Student Health Insurance Plan for that term. If a student needs to drop all courses for medical reasons but wishes to continue to have the PSU Student Health Insurance Plan, they may contact the insurance team.Ìý

Insurance Waiver Process

Contact the Insurance Team

Email:Ìýinsurancehelp@pdx.edu
Phone:Ìý503.725.2495

Ìý

Schedule an Appointment

Physical Office Hours by appointment Mon-Tue-Thur-Fri 10am-3pmÌý